I called for a quote, he asked the normal questions, but then asked what I was paying a month currently (which I shouldnt have told him), he "ran my info" and came back with a price a dollar or 2 lower than my current bill (which is back billing me for 3 months they didnt send me a bill when I got my newer car, hence my current monthly bill being outrageous). To clairify, my current premium went up to like $82 a month,plus they are back billing me (for their mistake) making my monthly bill total like $160ish, I told Mark my current bill is $160 (but not why its that much) and he quotes me for $157.. If you call this guy, dont tell him what you pay now or he will try to take advantage of you.