About
Location :
Added by Rod Baylon, at 07 October 2024
Opening Hours
- Monday 8AM-5PM
- Tuesday 8AM-5PM
- Wednesday 8AM-5PM
- Thursday 8AM-5PM
- Friday 8AM-5PM
Products and Services
Frequently Asked Questions (FAQ)
- What is the application process??
Sign up and create a profile in our Borrower Portal. Click here to get started.
Complete your application by providing:
Trading History: Minimum of 1 year of trading history.
Financial Documents: At least 1 full financial year of Audited Financial Statements (AFS) and Income Tax Returns (ITR).
Bank Statements: Minimum of 3 months of bank statements.
Business Registration: Valid business registration document (e.g., GIS or DTI), not under individual status.
1 Valid Primary ID
Age Requirement: Business owner(s) must be at least 18 years old.
Once submitted, we’ll review your application, format it to the standards preferred by lenders, and match your request with suitable lenders who are interested in your profile. If we identify any issues, we’ll notify you promptly to resolve them. Lenders have a short timeframe to evaluate the opportunities we present. If they find your application suitable, they will make you an offer. Depending on the interest from lenders, you could receive multiple offers to choose from. Review the offers, select the one that suits your needs, and proceed with the next steps to secure the funding. - What are the application requirements??
To create a business loan application, we require the following documents:
Trading History: Minimum of 1 year of trading history.
Financial Documents: At least 1 full financial year of Audited Financial Statements (AFS) and Income Tax Returns (ITR).
Bank Statements: Minimum of 3 months of bank statements.
Business Registration: Valid business registration document (e.g., GIS or DTI), not under individual status.
1 Valid Primary ID
Age Requirement: Business owner(s) must be at least 18 years old.
Some solutions will have specific requirements (e.g. an invoice for equipment being acquired), and lenders may have additional requirements. These will be advised as required after you have lodged your application, and after a lender has assessed your application. - How much can I borrow??
The maximum you can borrow will be dependent on:
The solution you choose (e.g., Unsecured Business Loan, Equipment Finance, Invoice Finance, Property Finance)
Your Kredit Hero score (K-Score)
Lending appetite of lenders that we match you to
The minimum amount will be ₱250,000, and the maximum amount will be dependent on the factors mentioned above. - Do I have to pay fees to Kredit Hero??
No.
Kredit Hero does not charge fees to borrowers. All fees on your business loan will be collected from you by your chosen lender via automatic bank debit arrangement or post-dated check. - Are business loans available nationwide??
Yes.
Kredit Hero can connect you to lenders that facilitate business loans no matter where in the Philippines your business is located.
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