In UAE if you are opting for a bank loan it is mandatory to get credit report from this office. All your financial historical data is available with them. Suppose if one bounced cheque years back, payment dues government agencies etc will reflect in the report . The loan will only be sanctioned according to the rating given by the bureau. Keep a good track record to get loans in UAE. I also knew that your details of credits back in your home country would also reflect.
Efficient and fast.. Only thing u have to ask is why we need to visit their office at all? This seems like something that can be done online..
Al Etihad Credit Bureau (AECB) is a Federal company, mandated to regularly collect and store credit information from financial and other (non-financial) institutions in the UAE, as well as to tabulate and issue Credit Reports for individuals and companies.
Al Etihad Credit Bureau has a customer friendly approach and they like to serve you better. The waiting time for your turn is also not very long. You get good guidance regarding their service offerings. Overall it was a good experience to take out the AECB report so much easy way.
Great system to give all the credit history for every one . however if the banks will follow and stick with the reports . no one in the entire UAE will get loan or credit card